Home

Micro credit product

ADR micro credit program provides individual loans for low income clients.

The loan size varies from US$ 300 to US$ 4,000 depending on the purpose of the project and the use of funds. The purpose of the loans could be directed towards business, personal or home improvements.

First loans are granted in amounts that do not exceed US$ 2,500 (except agri-business loans that may receive up to US$ 4,000).

The loan term varies from 3 to 24 months with few special cases up to 30 months. The payments are made on a monthly basis. ADR charges an annual interest rate of 12% flat and upfront file fees of 3% to cover administrative costs.

Clients must provide at least one registered employee as guarantor.


	Micro credit product ADR micro credit program provides individual loans for low income clients. The loan size varies from US$ 300 to US$ 4,000 depending on the purpose of the project and the use of funds. The purpose of the loans could be directed towards business, personal or home improvements. First loans are granted in amounts that do not exceed US$ 2,500 (except agri-business loans that may receive up to US$ 4,000). The loan term varies from 3 to 24 months with few special cases up to 30 months. The payments are made on a monthly basis. ADR charges an annual interest rate of 12% flat and upfront file fees of 3% to cover administrative costs. Clients must provide at least one registered employee as guarantor.				Get to know more Mission / vision Our clients Products Performance indicators: Program impact study Portfolio as of December 2005 Back to micro credit introduction